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Complete Insurance Cover For Empty Homes, Both Short & Long Term.

Unoccupied Home Insurance

Rated 'Excellent' 4.8/5

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4.8/5 Rated “Excellent”

Residential Empty Home Property Insurance

Offering an easy process from start to finish for unoccupied property insurance from probate to short term cover. Request a quote from our team

Very informative, provided several scenarios / options and was very helpful. By the end of the call I was fully aware of the policy details and it was quick and easy to make the purchase of Unoccupied Property House Insurance (while we sell property following probate being grated). Highly recommend if you need someone knowledgeable, helpful and friendly.

Working with highly rated insurers to ensure the protection you need.

HOW ABCORD WORKS

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Submit Details

Fill out the application form provided. Provide accurate and detailed information about yourself, your property, or any other relevant details requested by the insurer.

Get A Quotation

Carefully review the insurance quotes you receive, comparing coverage limits, deductibles, premiums, and any additional features or benefits offered.

Select A Policy

Once you have compared the quotes and evaluated the coverage options, choose the insurance policy that best aligns with your needs and budget.

Get Covered

If your application is approved, you will receive an insurance policy document along with the premium amount you need to pay.

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01923 911202

About ABCORD

At Abcord, we understand that insurance can be complicated, which is why we have a team of knowledgeable and friendly staff who are always available to answer any questions and offer expert guidance. Whether you’re looking for property insurance for your home, rental property, or business, we have the expertise and experience to provide you with the right coverage.

Why Choose Us?

Liability Coverage For Property Owners

Liability Coverage for vacant homes safeguards landlords and property owners from potential legal responsibilities stemming from injuries or damages incurred by third parties while their property remains unoccupied.

Building Coverage For Vacant Residences

Highly-rated insurance for unoccupied residences offers reassurance to homeowners who anticipate prolonged absences from their property. This coverage ensures protection against various potential hazards, including fire, theft, and weather-related or natural disasters.

Short & Long Term

Short & Long-Term Property Insurance offers flexible coverage options tailored to both brief and extended periods of property vacancy. From short periods to extended long term cover for renovations or sales processes.

What Is Unoccupied Property Insurance

Unoccupied property insurance is crucial for property owners who find themselves in situations where their property will be vacant for an extended period. Whether it’s due to renovations, awaiting sale, or any other reason, leaving a property unoccupied can expose it to various risks.

This insurance typically covers damages resulting from events like fire, vandalism, theft, burst pipes, and other unforeseen incidents. Without proper coverage, property owners could face significant financial losses if any of these events were to occur while the property is vacant.

Additionally, unoccupied property insurance may offer liability coverage, protecting the owner from potential legal claims if someone is injured on the property while it’s unoccupied.

What Our Customers Say About Us

“I am very happy with the quote that I was given by AXA insurance. I spoke to Daniel Sylvester who assisted me with the best cover recommended for the property that I needed to be insured . He was very helpful,with a lovely manner. Thank you Daniel for your help.”

Carole Sinclair

“Daniel, was very helpful and explained everything well, he did not rush me in to taking up the policy and gave me time that i needed to be able to process. he also gave me a call back after the sale to make sure i had received all documents and that i was happy with the service.”

Mr Monajem

“Shahid Hussain called regarding insurance quote, I found him polite, knowledgeable and extremely helpful explained everything well and answered everything asked.”

Eric Liebow

Rated 'Excellent'

Every quote is tailored to your individual needs to find you the best cover available.

I spoke to a member of your team to obtain a quote. Daniel took the relevant details and explained the different levels of cover very clearly. I was then immediately sent confirmation of the policy and quotes by email

Company called back very quickly. Very polite and knowledgeable member of staff (Daniel Silvestor) who processed my new policy very efficiently. Would absolutely recommend! Thank you Daniel.

Daniel at Abcord went above and beyond to help me set up an unoccupied Insurance policy. Extremely helpful and would definitely recommend. Thank you Daniel

Daniel Silvester was clear, friendly and listened to my needs. He explained my different options and I did not feel under pressure to select the most expensive cover.

Have just renewed my insurance with abcord, happy with quote again. Shahid Hussain was friendly, polite and professional .

Daniel Silvester was clear, friendly and listened to my needs. He explained my different options and I did not feel under pressure to select the most expensive cover.

Daniel was very helpful and kind and put me at ease on the phone. He understood my requirements and was able to arrange a suitable policy that was very competitive.

Salim Chattun was extremely helpful, he understood what my requirements were and sorted out a suitable policy for me quickly in a very friendly and helpful manner.

Get started today and request a quote

To get started, simply request a quote and fill out our short quote form, or give us a call directly.

5.0/5 Rated As “Excellent”

Ask Our Experts

Why do I need unoccupied home insurance?

Unoccupied homes are more vulnerable to risks, vandalism, and damage from undetected issues like leaks or electrical faults. Unoccupied home insurance provides coverage specifically tailored to these risks, offering financial protection when you’re not occupying the property.

What qualifies as an "unoccupied" home?

Generally, a home is considered unoccupied when it’s left vacant for an extended period, typically exceeding 30 or 60 consecutive days. This can occur due to various reasons, such as vacation, renovation, or the property being up for sale.

What does unoccupied home insurance cover?

Coverage varies among insurance providers, but typical protections include damage caused by fire, theft, vandalism, and certain natural disasters. Additionally, policies may offer liability coverage in case someone is injured on the property while it’s unoccupied.

Are there any exclusions to unoccupied home insurance?

Like any insurance policy, there may be exclusions depending on the provider and policy specifics. Common exclusions might include damage due to neglect, certain types of maintenance-related issues, or specific perils not covered by the policy. Contact us for more details

How can I reduce the cost of unoccupied home insurance?

Insurance premiums for unoccupied homes can be higher due to the increased risks. However, some strategies may help lower costs, such as installing security systems, having someone check on the property regularly, or making certain renovations to minimise risks.

What should I consider when choosing unoccupied home insurance?

When selecting a policy, it’s essential to consider factors like coverage limits, deductibles, the reputation of the insurance provider, and any additional features or endorsements offered. Comparing quotes from multiple insurers can also help find the best coverage at a competitive price. Contact us to compare multiple offers with our panel.

© 2024 Abcord. All Rights Reserved. Abcord is a trading style of Lares Services Limited, Correspondance address 124 City Road, London, EC1V 2NX. Authorised and Regulated by the Financial Conduct Authority No. FRN 820380. Registered in England and Wales No 11454018